Free Articles in English

SALUTATIONS-WHY IMPORTANT.

The salutation, says a French writer, is the touchstone of good breeding. According to circumstances, it should be respectful, cordial, civil, affectionate or familiar: an inclination of the head, a gesture with the hand, the touching or doffing of the hat.

If you remove your hat you need not at the same time bend the dorsal vertebr’ of your body, unless you wish to be very reverential, as in saluting a bishop.

If an individual of the lowest rank, or without any rank at all, takes off his hat to you, you should do the same in return. A bow, says La Fontaine, is a note drawn at sight. If you acknowledge it, you must pay the full amount. The two best-bred men in England, Charles the Second and George the Fourth, never failed to take off their hats to the meanest of their subjects.

If you have anything to say to any one in the street however intimate you may be, do not stop the person, but turn round and walk in company; you can take leave at the end of the street.

If there is any one of your acquaintance, with whom you have a difference, do not avoid looking at him, unless from the nature of things the quarrel is necessarily for life. It is almost always better to bow with cold civility, though without speaking.

Good sense and convenience are the foundations of good breeding; and it is assuredly vastly more reasonable and more agreeable to enjoy a passing gratification, when no sequent evil is to be apprehended, than to be rendered uncomfortable by an ill-founded pride. It is therefore better to carry on an easy and civil conversation. A snuff-box, or some polite accommodation rendered, may serve for an opening. Talk only about generalities, the play, the roads, the weather. Avoid speaking of persons or politics, for, if the individual is of the opposite party to yourself, you will be engaged in a controversy: if he holds the same opinions, you will be overwhelmed with a flood of vulgar intelligence, which may soil your mind. Be reservedly civil while the colloquy lasts, and let the acquaintance cease with the occasion.

Rock Collecting: A Hobby that’s “Hard” to Resist

Rock collecting is a fascinating hobby for kids and adults alike. While rocks are common, cheap, and found everywhere, the variety is huge. Collected rocks can be displayed in many ways, from rock gardens to neatly kept showcases, making rock collecting a versatile hobby.

When rock collecting, you will soon find out that rocks can be categorized as one of three types. A sedimentary rock formed when sediments, such as sand or silt, were pressed together under their own weight or the weight of water, and eventually became solid. An igneous rock is one that was formed by volcanic activity. The third type of rock for rock collecting is the metamorphic rock, which is like a sedimentary rock which has been changed through intense heat and pressure.

Another type of rock collecting is collecting minerals, gems, and crystals. Pure minerals are not technically the same thing as rocks, but they fit well in rock collections. Minerals include things like pyrite, also known as fool’s gold, and quartzite, which looks almost like a diamond.

For some people, rock collecting consists of saving a pretty rock from different places they visit and keeping it as a souvenir. If these rocks are large, they can be used to outline the driveway or start a rock garden. If they are small, they can line a windowsill. Label them with a fine point marker if desired. Include the date and location the rock was found.

The souvinir type of rock collecting does not require much scientific investigation, but identifying rocks and minerals does. The different types of rock can sometimes be differentiated easily. For instance, sedimentary rocks often look like particles glued together. Sandstone is a common example of this. They also sometimes have visible flat layers. Metamorphic rocks, on the other hand, sometimes have layers, but those layers have been bent so that they are no longer laying flat across the rock.

When rock collecting, the igneous rocks make some of the most exciting finds. Obsidian is an igneous rock that looks like a broken piece of black glass. It is shiny and hard, and was used to make arrowheads in the past by the native Americans. Pumice is another interesting igneous rock which is porous, making it so light that it will float. This stone is used for cleaning and rubbing calluses off people’s feet.

Keep in mind when rock collecting that different regions of the world have different types of rocks. In the American Midwest, for instance, there are many sedimentary stones, but metamorphic and igneous rocks are less common. In the Appalacians, on the other hand, you can find metamorphic rocks such as gneiss and schist. Wherever you live, though, you are sure to find rock collecting a hobby that’s hard to resist!

REST AND SLEEP.

All the parts of the human body work together, although each one has its especial part to do. The stomach must have a time to rest between meals. The other parts of the body require rest, too. This they usually get while we are asleep. We must not be neglectful and fail to give them enough rest, or they will soon get worn out and give us trouble.

Sometimes, when people are not well or are all tired out, they find they cannot sleep well at night. There are a number of little things that can be done to induce sleep. A warm bath before retiring, followed by a gentle massage, especially along the spine, often will, by relaxing the nerves and muscles, produce very good results. A hot foot bath, which draws the blood away from the brain, frequently will be found beneficial. A glass of hot milk or cocoa, taken just before retiring, often will have the same effect. If the sleeplessness is a result of indigestion, a plain diet will relieve. Sleeping upon a hard bed without any pillow sometimes produces the desired effect. Always have plenty of fresh air in the room. Keep the mind free from the cares of the day. If they will intrude, crowd them out by repeating something else some soothing sentence or bit of poetry. One good plan is to close the left nostril by pressing on it with the finger, then take four deep breaths through the right nostril. Then close the right nostril and take four deep breaths through the left one. Repeat this about four times. Then breathe slowly through both nostrils, but count your breaths. You seldom will count very many. Never take any sleeping powders or tablets except upon the advice of a physician, for they usually contain drugs that will injure the heart.

You will find that you will meet a number of men who are nervous, which means they have not control of their nerves, but let them run away with them. Sometimes this is shown in palpitation of the heart, headache, backache, and many other disorders. There may be a tendency to cry at trivial things, or a feeling of having “the blues.” The cause usually can be found in uncongenial surroundings or occupation, loss of friends, or real or fancied troubles. Whatever the cause, it should be removed, if possible, and measures taken to restore the worn out nerves that are crying for rest or food. Tonics help, so does nourishing food, such as eggs and milk; also a change of scene and occupation, if possible. A man who is nervous frequently does not realize what is the cause of his condition, and considers only the symptoms. So when he has a headache, resorts to medicine. In taking these she only is deadening the pain and not removing the cause, so the pain is liable to return.

REQUISITES OF THE HOME VEGETABLE GARDEN.

In deciding upon the site for the home vegetable garden it is well to dispose once and for all of the old idea that the garden “patch” must be an ugly spot in the home surroundings. If thoughtfully planned, carefully planted and thoroughly cared for, it may be made a beautiful and harmonious feature of the general scheme, lending a touch of comfortable homeliness that no shrubs, borders, or beds can ever produce.

With this fact in mind we will not feel restricted to any part of the premises merely because it is out of sight behind the barn or garage. In the average moderate-sized place there will not be much choice as to land. It will be necessary to take what is to be had and then do the very best that can be done with it. But there will probably be a good deal of choice as to, first, exposure, and second, convenience. Other things being equal, select a spot near at hand, easy of access. It may seem that a difference of only a few hundred yards will mean nothing, but if one is depending largely upon spare moments for working in and for watching the garden and in the growing of many vegetables the latter is almost as important as the former this matter of convenient access will be of much greater importance than is likely to be at first recognized. Not until you have had to make a dozen time-wasting trips for forgotten seeds or tools, or gotten your feet soaking wet by going out through the dew-drenched grass, will you realize fully what this may mean.

Exposure.
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But the thing of first importance to consider in picking out the spot that is to yield you happiness and delicious vegetables all summer, or even for many years, is the exposure. Pick out the “earliest” spot you can find a plot sloping a little to the south or east, that seems to catch sunshine early and hold it late, and that seems to be out of the direct path of the chilling north and northeast winds. If a building, or even an old fence, protects it from this direction, your garden will be helped along wonderfully, for an early start is a great big factor toward success. If it is not already protected, a board fence, or a hedge of some low-growing shrubs or young evergreens, will add very greatly to its usefulness. The importance of having such a protection or shelter is altogether underestimated by the amateur.

The soil.
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The chances are that you will not find a spot of ideal garden soil ready for use anywhere upon your place. But all except the very worst of soils can be brought up to a very high degree of productiveness especially such small areas as home vegetable gardens require. Large tracts of soil that are almost pure sand, and others so heavy and mucky that for centuries they lay uncultivated, have frequently been brought, in the course of only a few years, to where they yield annually tremendous crops on a commercial basis. So do not be discouraged about your soil. Proper treatment of it is much more important, and a garden- patch of average run-down, or “never-brought-up” soil will produce much more for the energetic and careful gardener than the richest spot will grow under average methods of cultivation.

The ideal garden soil is a “rich, sandy loam.” And the fact cannot be overemphasized that such soils usually are made, not found. Let us analyze that description a bit, for right here we come to the first of the four all-important factors of gardening food. The others are cultivation, moisture and temperature. “Rich” in the gardener’s vocabulary means full of plant food; more than that and this is a point of vital importance it means full of plant food ready to be used at once, all prepared and spread out on the garden table, or rather in it, where growing things can at once make use of it; or what we term, in one word, “available” plant food. Practically no soils in long- inhabited communities remain naturally rich enough to produce big crops. They are made rich, or kept rich, in two ways; first, by cultivation, which helps to change the raw plant food stored in the soil into available forms; and second, by manuring or adding plant food to the soil from outside sources.

“Sandy” in the sense here used, means a soil containing enough particles of sand so that water will pass through it without leaving it pasty and sticky a few days after a rain; “light” enough, as it is called, so that a handful, under ordinary conditions, will crumble and fall apart readily after being pressed in the hand. It is not necessary that the soil be sandy in appearance, but it should be friable.

“Loam: a rich, friable soil,” says Webster. That hardly covers it, but it does describe it. It is soil in which the sand and clay are in proper proportions, so that neither greatly predominate, and usually dark in color, from cultivation and enrichment. Such a soil, even to the untrained eye, just naturally looks as if it would grow things. It is remarkable how quickly the whole physical appearance of a piece of well cultivated ground will change. An instance came under my notice last fall in one of my fields, where a strip containing an acre had been two years in onions, and a little piece jutting off from the middle of this had been prepared for them just one season. The rest had not received any extra manuring or cultivation. When the field was plowed up in the fall, all three sections were as distinctly noticeable as though separated by a fence. And I know that next spring’s crop of rye, before it is plowed under, will show the lines of demarcation just as plainly.

Credit card application

Rejection of credit card application

As time progresses, more and more people are joining the revolution called ‘Credit card’. Yes, it’s really a revolution. Now you don’t need to worry about how much cash you have in your pocket when you go shopping, just carrying this small piece of plastic (credit card) is enough to assure you of a good shopping treat. You can use your credit card to order things from the comfort of your home (on the internet). So the number of credit card applications seems to be on the rise. However, not every credit card application turns into a physical credit card. Some credit card applications get rejected too.
Let’s check why a credit card supplier would reject a credit card application when he has spent so much time and energy (and money) on wooing new customers.

One obvious reason for rejection of credit card application is human error i.e. the error committed by you in filling up the credit card application. These can be small mistakes like a wrong telephone number or wrong name or the postal code might be wrong. It’s normal to make mistakes, after all we are human being and no human being can be termed as perfect. Another strong reason for rejection of a credit card application could be missing mandatory information i.e. when you forgot to fill-in some mandatory information in the credit card application form. Sometimes, the credit card application could be rejected because the credit card application form has been filled-in in a handwriting that is illegible to the people processing your credit card application. At other times, the sales representative (of the credit card supplier) could have made a mistake in either depositing the form correctly or in guiding you in the filling of the credit card application form (newly hired sales representatives can make such mistakes).

However, these human errors are just minor errors that can be corrected later on and hence the only impact would be in terms of the delay in receiving your credit card. The main and the most important cause for rejection of credit card applications is bad credit ratings i.e. a negative credit history. If you have been using other credit cards or if you have taken bank loans/mortgages in the past, you would have already build your credit rating. If you have been making your bill/instalment payments in time (and in the correct amount), you would have already acquired a good credit rating. However, if you have been irregular or if you have been defaulting on your payment dues, you would have developed a bad credit rating. This credit rating is calculated by credit bureaus who receive feeds from various credit suppliers. All credit card applications are checked for the credit rating of the requestor and if it comes up as negative, the application is rejected outrightly.

So, these are the 2 most important reasons for rejection of credit card application and you must pay heed to them (especially the credit rating).

61 STEPS TO REDUCE TENSION

1, Identify the real cause of stress.

2, Events causing stress should be noted down and analyse it once in a month.

3, Your reactions to each stressful events should be recollected and compared with one another.

4, Should not give immediate responce to stressful event ,always take little time to think.

5, If any tension comes ask your inner man(Mind)for a solution,he is more intelligent than you.

6, Past is past always concentrate on future events and gather courage and willpower.

7, Neednot bother about your loss,but findout the reason for it and try to solve it.

8, Face all situations with confidence.

9, Keep faith in god and worship him.

10,Always hope for the best.

11,Always keep a positive approach.

12,Before doing any thing plan a solution to face a negative situation.

13,Should not live only for money.

14,Help the poor people .

15,Visit the sick people and give them moral support.

16,Whenever you are tensed take a deep breath and relax.

17,If you are tensed countdown from 100 to 1.

18,If any stress comes look at the beautiful picture kept on the wall.

19,Keep some flowers in the room and have a look.

20,Practise breathing exercises regularly.

21,Keep little time for yoga and meditation.

22,Aromatherapy is good to relax the mind.

23,If you are tensed make a surprise call to your old friend.

24,When you are tensed think about others who suffer from more serious problems.

25,Keep close contact with your family and share the problems with them.

26,Go for pleasure trips with the family members.

27,Avoid sedentary life,always mingle with others.

28Always approach others with a smile.

29,Laughing and sharing jokes with others will make you relaxed.

30,When you are tensed visit your close friend or relative.

31,If any stressful event comes discuss it with your intimate friend.

32,Spend little time with your kids and join their plays.

33,If you get time go for a healthy discussion on any interesting topic.

34,Always approach the people in a polite manner.

35,Maximun attempt should be made to reduce enemies.

36,Keep a regular routine for your activities.

37,Never postpone the works.

38,Sound sleep is very essential to relax your mind and body.

39,Always prefer room with fresh air.

40,Getup early in the morning.

41,After waking have a nice bath with your favourite shampoo.

42,Use some perfumes and room freshners you like.

43,Have a relaxing body massage.

44,Personal hygiene should be maintained.

45,Your health problems should be discussed with the doctor and follow his instructions.

46,Make a habit of cleaning the home and surroundings.

47,Keep sexual relations with only one partner.

48,Morning and evening walk is good to relax.

49Afternoon sleep is good but should not be a deep sleep with snoring.

50,Listen good music and go for a movie with your intimate friend.

51,Reading interesting books can reduce tension.

52,Gardening is a useful method to relax.

53,Spend little time with pet animals.

54,Engage in some games.

55,Keep some time to engage in your hobbies.

56,When you get time write some literal things like articles,poems and stories.

57,Keep a regular timing for food.

58,Take plenty of fruits and vegetables.

59,Prepare your favourite meal and have it with your family.

60,Having food from restaurants may give you a good mood.

61,Excess of drinking and smoking should be avoided.

Reduce credit card debt

Reduce credit card debt

“Reduce credit card debt and eliminate it before it assumes a horrifying shape” – This is really the gist of the story. So, how do you reduce credit card debt? Well, you reduce credit card debt by preventing it from increasing and by paying off what it is currently. Simple, isn’t it?

Not really. If it was that simple to reduce credit card debt, then we wouldn’t have had so many people with credit card debt related problems. We would have been able to reduce credit card debt problems and finally eliminate them (or reduce them significantly). There are all kinds of advice available on how to reduce credit card debt, but still nothing much seems to change. The problem still seems to persist and in fact, worsen. However, it’s not that difficult to reduce credit card debt. As we just said, there is a lot of advice available on how to reduce credit card debt and the only thing you need to do is put that advice, on how to reduce credit card debt, to practice in real life. Well, no one but you will benefit if you reduce credit card debt.

So the first step to reduce credit card debt is to prevent it from taking dangerous proportions. The 2 most important ways of implementing this step are – balance transfers and use of cash.

Balance transfer is often treated as the number one measure to reduce credit card debt. This is really something that can help reduce credit card debt by slowing down the pace at which your credit card debt is getting built. It also provides you relief in terms of the APR being 0% for initial 6-9 months (and hence helps reduce credit card debt faster). To reduce credit card debt using this mechanism, you need to transfer your balance from your current credit card(s) onto another credit card that has a lower APR than your current card. Thus you reduce credit card debt by preventing it from increasing so rapidly.

The other preventive measure to reduce credit card debt is to use cash instead of card (as such, hard earned cash is difficult to get out of pocket as compared to just a credit card). So you reduce credit card debt by not adding more to it. That is the simplest way to reduce credit card debt.

However, you can reduce credit card debt only if you stick to your resolution to reduce credit card debt; otherwise it will fail miserably.